Bharat Chudasama

The Diploma is the high-quality route to meet the standards required for providing financial advice. The programme is designed to reflect the role of an IFA, providing individuals with a thorough understanding and the practical skills to apply in practice.

This qualifications demonstrates a development of knowledge and understanding of the increasing complexities of financial planning in retirement and demonstrates the ability to support clients to achieve the retirement they want.

The unit analyses the different types of tax relating to individuals and trusts and the impact on investment strategies. It also explores the different trust classifications and evaluates which type is appropriate for different situations.

The industry benchmark qualification for mortgage advisers, recognised as a mark of excellence and professionalism. Individuals attain the required understanding of mortgage policy and practice and how to effectively apply this when advising a customer.

This qualification is a collaboration between STEP and CLT International (CLTI). This Certificate bridges the divide between solicitors and financial advisers, enabling those in financial services to work more effectively with other professionals.

This unit enables you to provide an holistic assessment of client’s mortgage needs. You will gain an understanding of the analysis of clients’ circumstances in order to provide suitable solutions.

This unit introduces you to the regulation of the different types of mortgages and equity release products. It provides an overview of the house-buying process and the different types of borrower. You will also gain an appreciation of the Mortgage Conduct of Business Rules.

This unit introduces you to the different types of mortgage products; repayment methods; an understanding of the suitability of each type of mortgage for different clients; the processes and procedures for raising additional money on an existing mortgage; and the treatment of clients who experience difficulties in repaying their mortgage and the different types of assistance for people who are experiencing mortgage difficulties.

This unit introduces you to the mortgage application process and procedures. It provides you with an understanding of the role of the mortgage adviser, the different types of fees and charges relating to mortgage application and the factors affecting the valuation of a property, and the different types of valuation.

The unit introduces knowledge and understanding of financial institutions to enable you to identify the different types of service that they provide. It explains the functions and importance of the main components of the monetary and financial system, enabling you to recognise and appreciate the influences on the financial institutions and markets including financial intermediation and disintermediation. It introduces the concept and nature of risk and factors to the advice process for financial advice and enables you to demonstrate knowledge and understanding of the FCA’s approach to ethical and unethical behaviours and develop understanding of the Code of Ethics.

This qualification delivers a comprehensive introduction to the UK financial services and focuses on the environment, key components and interrelationships of the financial system, and legal concepts relevant to retail financial advice. It appears in the apprenticeship standards for the Financial Services Administrator and the Compliance / Risk Officer.